CAR LOANS & CAR FINANCE
WHY FINANCE WITH US
Every day we are working with our loyal customers to provide the best possible experience. Our finance solutions are very much in favour of our customers with our partnered lenders now managing the interest rate settings. With interest rates set by our finance partners based on your individual circumstances, you can be confident that we can secure you a great rate.
This allows our Business Managers to improve our customer experience with easy, trusted and transparent vehicle financing available every day.
YOUR CAR FINANCE YOURNEY
Car finance works by providing you with the necessary funds to buy your desired vehicle.
Here's a simplified breakdown of the process:
1. Start Your Application
Provide your personal, financial, and vehicle details. We’ll submit everything to a lender for a full assessment.
2. Lender Review & Outcome
The lender checks your application to ensure the loan is suitable for you.
Please note: approval is subject to the lender’s criteria and is not guaranteed.3. Review Your Formal Offer
If approved, the lender will provide a loan contract detailing the amount, term, interest rate, and repayments. You’ll also receive a Key Facts Sheet with the comparison rate and all fees—helping you compare and confirm the true cost.
4. Complete Your Purchase
After you accept and sign the loan contract, finance is settled and you can finalise your vehicle purchase.
5. Manage Your Repayments
You’ll make regular payments to the lender over the chosen loan term, as outlined in your contract.
6. Gain Full Ownership
Once the loan is repaid in full, the lender releases its security interest over the vehicle. You then become the outright owner.
We work with a panel of lenders and may receive a commission for arranging your finance.
Understand your car finance options
Making an informed decision on vehicle finance starts with understanding your options. Our role is to help you navigate the process and compare available products.
How Our Finance Service Works
We provide credit assistance. This means we work with you to understand your needs and objectives, and then help arrange finance with a lender from our panel.
Key Factors That Affect Your Loan
The interest rate and terms you may be offered are not the same for everyone. They are determined by a personal assessment, based on factors such as:
- Your credit history
- Your financial situation and expenses
- The loan term and amount
- The type of vehicle and deposit
Important Information About Our Service
We provide credit assistance and typically receive a commission from the lender for our services if you proceed with a loan we arrange.
Your Next Steps
Once you have chosen a vehicle, our finance team can provide you with personalised quote.
Need Help Comparing?
Our team is here to explain the details, answer your questions, and help you understand your finance options before you commit.
WHAT WILL MY INTEREST RATE BE?
Your interest rate is a crucial factor in determining the overall cost of your car loan. Several factors influence the interest rate you'll be offered, including:
- CREDIT SCORE
The higher your credit score, the more likely you are to receive a lower interest rate.
- LOAN TERM
Generally, shorter loan terms come with lower interest rates, while longer terms may have slightly higher rates.
- LOAN AMOUNT
The amount you're borrowing can impact your interest rate. Larger loans may have lower rates, but your creditworthiness still plays a significant role.
- MARKET CONDITIONS
Interest rates can also fluctuate due to broader economic conditions. Keep an eye on market trends when considering a car loan.
- CONCORD JAGUAR LAND ROVER POLICIES
Policies and rates may vary. Our team works with you to help you find the best rates.
- DOWN PAYMENT
Making a substantial down payment can lower the loan amount, potentially reducing your interest costs.
FINANCE WITH US
Every day we are working with our loyal customers to provide the best possible experience.
Our finance solutions are very much in favour of our customers with our partnered lenders now managing the interest rate settings.
With interest rates set by our finance partners based on your individual circumstances, you can be confident that we can secure you a great rate.
This allows our Business Managers to improve our customer experience with easy, trusted and transparent vehicle financing available every day.
Vehicle Finance Calculator
HOW DO I GET A CAR LOAN?
The process of getting a car loan is simple when you work with Concord Jaguar | Land Rover.
Contact us today to learn more about your financing options; we look forward to hearing from you.
CONCORD JAGUAR LAND ROVER
SALES
Mon - Fri: 8:30am - 5:30pm
Saturday: 9:00am - 5:00pm
Sunday: ClosedSERVICE
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Saturday: Closed
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Saturday: Closed
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